Commercial Bank of Dubai (CBD) Credit Cards: A Comprehensive Guide
Commercial Bank of Dubai (CBD) offers a diverse range of credit cards designed to meet the varying needs of its customers. Whether you’re seeking rewards, travel benefits, or simply a convenient way to manage your expenses, CBD has a credit card that suits your lifestyle. This blog provides a detailed overview of the types of credit cards offered by CBD, including those that are free for life and those with annual fees, along with information on approval criteria, required documentation, and the benefits of each card. These cards can be used all over the world to pay through POS machines.
Types of Credit Cards Offered by Commercial Bank of Dubai
CBD offers several types of credit cards, each tailored to meet specific customer needs. The key categories include:
Free for Life Credit Cards
These cards come with no annual fees, making them an attractive option for budget-conscious consumers.
Annual Fee Credit Cards
These cards typically offer more extensive benefits and rewards but come with an annual fee.
Rewards and Cashback Credit Cards
Ideal for those who want to earn points or cashback on their everyday spending.
Travel Credit Cards
Designed for frequent travelers, these cards offer benefits such as airport lounge access, travel insurance, and air miles.
Premium Credit Cards
Targeted at high-net-worth individuals, these cards come with exclusive privileges and higher credit limits.
CBD Credit Cards
CBD offers several credit cards, some with no annual fees, making them a popular choice for those looking to avoid extra costs while still enjoying a range of benefits.
CBD also offers cards with first year free and on specific spend every year, you can enjoy the annual fee waiver.
CBD Visa Platinium
Welcome offer
New credit card customers can enjoy 0% interest on quick cash and balance transfer for 6 and 12 months within 30 days of card issuance. Apply instantly through the CBD Mobile app.
No annual fee
It’s simple and easy – you pay no annual fee. Ever.
CBD Rewards Points
Earn CBD Rewards Points on every spend, up to 1.5 points per AED spend. Redeem your CBD Rewards Points for Skywards Miles and fly better with Emirates or you can opt for cashback, vouchers and so much more.
Cinema tickets at half price
Comedy? Drama? What’s your preference? With a CBD Visa Platinum Card you can enjoy discounts at Novo Cinemas.
50% discount on 2 cinema tickets at Novo cinemas per calendar month subject to a monthly spend of AED 2,000.
8% off at Booking.com
Enjoy up to 8% discount on accommodation bookings with your CBD Visa Platinum Credit Card.
Eligibility criteria
Age Limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
Smiles Visa Platinum
Smiles Welcome benefits
First year free* (Annual fee of AED 199 waived for first year)
AED 200 extra discount on hotel bookings with Unravel**
Free for life supplementary cards
Redeem Smiles points
Payment of Etisalat bills | Prepaid recharges | Food delivery
Purchase of Smart phones | Shopping vouchers & more
Groceries and Pharmacies
Earn Smiles points on every AED spent
5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points).
First year free*
(Annual fee of AED 199 waived for first year)
Hotel discounts
AED 200 extra discount on hotel bookings with Unravel**.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
CBD Yes Rewards
Fuel your savings with the CBD Yes Rewards Credit Card and say YES to savings of up to 15%** on fuel and more at ENOC & EPPCO service stations.
Complimentary Golf
Four complimentary rounds of golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500.
50% off cinemas
Cinemas are always fun, even more at 50% off. Enjoy 4 cinema**** tickets across VOX, Reel or Novo cinemas per calendar month at 50% off.
Free valet parking
Enjoy 2 complimentary valet parking services each calendar month at over 30 locations in the UAE.****
Complimentary airport lounge access
Enjoy 8 complimentary visits to over 1,000 airport lounges globally with Lounge Key.*****
Multi-trip travel insurance
Travel with complete freedom and peace of mind. Your CBD Yes Rewards Credit Card saves you the time and expense of organising travel and medical insurance separately when you travel, with automatic coverage for accidents and inconvenience on all trips of up to 90 days.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
Smiles Visa Signature
Smiles Signature Welcome Benefits
First year free* (Annual fee of AED 999 waived for first year)
AED 200 extra discount on hotel bookings with Unravel**
90-day complimentary subscription to Smiles Unlimited.
Free for life supplementary cards
First year free*
(Annual fee of AED 999 waived for first year).
Hotel discounts
AED 200 extra discount on hotel bookings with Unravel**. Click here for more details.
Earn Smiles points on every AED spent
10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points), up to 3 Smiles points on all international spends, up to 2 Smiles points on all domestic spends, quarterly bonus of 15,000 Smiles points worth up to AED 150.
Redeem Smiles points
Payment of Etisalat bills, prepaid recharges, food delivery, purchase of smartphones, groceries and pharmacies, shopping vouchers & more.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
CBD One Credit Card
Welcome Offer
Enjoy double cashback up to AED 1,000 every month, on food deliveries, travel, fitness, coffee and more with a CBD One Credit Card. From the third month onwards, this goes down to AED 500.
50% Off Cinemas
Cinemas are always fun, even more at 50% off. Enjoy 4 cinema**** tickets across VOX, Reel or Novo cinemas per calendar month at 50% off.
Complimentary Valet Parking
Bid farewell to parking woes with free valet services spanning the UAE. Enjoy free Valtrans valet parking three times per month at Dubai International Airport (Terminal 1 and Terminal 3), Al Maktoum International Airport and many more locations.
Complimentary Golf
Four complimentary rounds of golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500.
Complimentary Airport Lounge Access
Enjoy 8 complimentary visits to over 1,000 airport lounges globally with Lounge Key.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
CBD Super Saver
Save Super Big
Enjoy a welcome bonus of AED 1,000* and get up to 10% cashback on bills, education, supermarket and fuel payments, up to AED 600 a month. That’s savings of AED 8,200 in your first year and AED 7,200 for all the following years.
50% Off Cinemas
Cinema tickets are 50% off. Enjoy 4 cinema**** tickets across VOX, Reel or Novo cinemas per calendar month at 50% off.
Xperience App
Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa.
Multi-trip Travel Insurance
Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000.
Purchase Protection
Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000.
Visa Infinite
No annual fee subject to spends
Pay no annual fee for the first year. What’s more, enjoy no annual fee for the years after when you spend over AED 100,000 per annum on your Card.
CBD Rewards Points
Earn CBD Rewards Points on every spend, up to 1.5 points per AED spend. Redeem your CBD Rewards Points for Skywards Miles and fly better with Emirates or you can opt for cashback, vouchers and so much more.
Complimentary Golf
Indulge in leisure and luxury with complimentary access to top-tier golf courses with the CBD Visa Infinite Credit Card. Enjoy four complimentary rounds of Golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500.
8% off at Booking.com
Enjoy up to 8% discount on accommodation bookings with your CBD Visa Platinum Credit Card.
12% off at Agoda.com
Enjoy up to 12% discount over 985,000+ hotels & vacation rentals worldwide with your CBD Visa Infinite Credit Card.
Eligibility criteria
Age limit: If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
Minimum salary If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 15,000.
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